Becoming Debt Free
What are the danger signs for personal bankruptcy? One of the most worrisome is living paycheck to paycheck. A 2008 survey by the American Payroll Association revealed that 71% of American workers are living paycheck to paycheck.
What can be done? See if one or more of the following seven strategies could help get out of debt and build personal wealth.
This article focuses on getting out of debt:
- Spend less than the paycheck!
- Make more money.
- Get on the same page with spouse or partner.
To get serious about getting out of debt, read the keystone article on creating a budget that works.

